Post image for Star Tribune Features Sam Glover’s Comments on Student Loans

The Consumer Financial Protection Bureau recently announced new measures aimed at helping students make better decisions when borrowing money for higher education. The new disclosures and tools will be helpful, but on Consumer Law & Policy Blog, I wondered how they will help make education more affordable.

Kara McGuire, of the Minneapolis Star-Tribune, quoted me on her blog last week, and published the article in the paper yesterday (see above).

For more on student loans, visit Caveat Emptor.

Each year at its annual Benefactors’ Pro Bono Picnic, the Volunteer Lawyers Network names a “Volunteer of the Year.” This year, they chose me!

I’m honored and humbled. VLN is an organization I care deeply about, and I’ve tried to do what I can to help it succeed, both as a member of the board and as a volunteer. In fact, I just filed my second pro bono bankruptcy as a VLN volunteer, and it was amazing to see the relief wash over my client when we finished filing her petition.

Pro bono work is an important part of my law practice, and I’m thrilled to be able to work with—and be a part of—such an important organization.

Every year, lawyers nominate their peers to the annual Super Lawyers list of outstanding attorneys. They also nominate up-and-coming attorneys to the list of Rising Stars.

This year, I made the 2011 Rising Star list!

The Minnesota District Judges Association is holding its annual retreat in Brainerd this week. Since debt collection and foreclosures big issues that judges deal with every day, they invited Sam, along with real estate attorney Dan Tyson, to talk about these consumer issues.

Sam was thrilled to get a chance to talk directly to judges about debt collection lawsuits, which added up to 70,000 lawsuits filed in 2009, according to the Star Tribune. Sam talked about how debt buyers and debt collection law firms serve tens—if not hundreds—of thousands of summonses in Minnesota every year, despite the inability (or perhaps unwillingness) to prove their claims. He also suggested several possible ways the courts could stem the flood of collection lawsuits.

In a year when debt collection abuses are finally on legislators’ radars, Sam hopes this will put the issue on judges’ radars, as well, and that we will soon see meaningful change in the industry.

The Star Tribune’s lead story yesterday discussed the massive debt buyer lawsuit industry, especially in Minnesota. A focus in the article was the dire consequences of debt buyer lawsuits for consumers, even when debt buyers screw up, compared with the lack of real accountability for debt buyers when their claims are bogus.

“When consumers make small mistakes, such as failing to answer a lawsuit, the full power of the courts comes down on them,” said Sam Glover, a consumer rights attorney in Minneapolis. “But when a debt buyer flouts the law, it rarely experiences any consequences and keeps collecting as if nothing happened.”

The best course of action is to answer a debt collection lawsuit right away. Or if the time to answer (21 days) has already passed, talk to a consumer rights attorney right away.